Should I trust online credit report services?

Posted on 3:04 PM No Comments

Today many consumers are asking this question especially when they found hundreds of email in their in-box about promising accurate credit reporting in a click of mouse. The good fact is that most of the companies provide accurate information on your credit report.

Most of these credit reporting organizations provide the services in free of cost. You can get free credit report from them but the truth is most of them will not provide the full report that you may be interested in. They will provide you some basic information and will invite you to know full credit report with some payment. Actually their target or aim of free service is to make you interested to take the full service with fees.

Now the question comes, should I submit my personal information to these companies?

There is no problem if you stick with the most popular agencies like Experian, Transunion, and Equifax. Your personal information like SSL (Social Security Number) and others delivered in the internet is handled by a secure server.

Address of the reliable credit reporting agencies:

1. Experian: Phone number is 1-888-397-3742. They will send you your report by mail within 7 to 10 business days.

2. TransUnion: Phone number for TransUnion is 1-800-916-8800. They will send you credit report within 7 business days.

3. Equifax: Phone number is 1-800-685-1111. It is faster than most other services and usually sends your credit report within 48 hours.